REGULATION · US
OCC finalizes GENIUS Act rules for payment stablecoin issuers
US banking regulator OCC published final rule implementing GENIUS Act, establishing framework for national banks and federal thrifts to issue payment stablecoins. Includes revised reporting forms and application guidance for eligible issuers.
WHY IT MATTERS
Clarifies regulatory pathway for banks entering stablecoin issuance; removes ambiguity that has blocked institutional participation. Accelerates tokenization adoption in payments infrastructure.
Source: Office of the Comptroller of the Currency · 2026-10-21