VENDOR · APAC
Payment fintech funding doubles in H1 2026; infrastructure plays lead capital flows
Payment fintech funding in Asia-Pacific region doubled in first half of 2026, with infrastructure-layer startups (rails, clearing, settlement) attracting the majority of new VC capital. Signals shift from consumer-facing payment apps to B2B plumbing.
WHY IT MATTERS
Capital concentration in infrastructure suggests investors expect consolidation in retail fintech; BFSI banks should monitor infrastructure fintech M&A as potential acquisition targets to upgrade legacy payment rails and reduce tech debt.