LEARNER · GLOBAL
Agentic commerce: why there will be no single standard (and what merchants need to know)
Merchants and payment processors are learning that agentic AI shopping (where autonomous agents make purchases on behalf of users) won't consolidate around one protocol. Instead, like the internet stack, multiple competing standards will coexist. Firms must support many, not wait for a winner.
WHY IT MATTERS
Agentic commerce is emerging as the next payment UX frontier. Unlike app-store gatekeeping or card networks, agent-driven transactions require new routing, consent, and settlement logic. Complexity increases for PSPs and risk teams.
Source: PYMNTS · 2026-10-01