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Canada's largest banks collaborate on tokenized deposit infrastructure for programmable payments

Major Canadian banks are jointly developing a tokenized Canadian dollar deposit system that enables real-time, programmable payments via blockchain rails. The system targets faster settlement and automation for corporate and institutional clients.

WHY IT MATTERS

Coordinated BFSI infrastructure play signals central bank digital currency (CBDC) and tokenized deposit adoption is moving from pilot to production. Firms that haven't built on-chain settlement capability will face competitive pressure within 18–24 months.

Source: Finextra · 2026-09-23

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Canada's largest banks collaborate on tokenized deposit infrastructure for programmable payments — ath — AITechHive