SHIFT · US
Agentic AI poised to disrupt net-30 payment terms, reshaping corporate working capital
As corporates deploy agentic AI to optimize payment timing autonomously, traditional net-30 payment terms face obsolescence. AI agents will dynamically negotiate settlement dates and cash-flow strategy without human approval loops.
WHY IT MATTERS
Shift from fixed, human-negotiated payment terms to real-time, AI-driven settlement could compress working-capital cycles industry-wide; banks lose float, corporates gain liquidity, supply-chain finance vendors gain urgency.
Source: PYMNTS · 2026-09-23