DEPLOYMENT · GLOBAL
Kapital raises $125M to scale AI-powered SMB lending platform across Mexico, Colombia, Spain, US
Kapital, a fintech lender serving small businesses, closed $125M funding to expand its proprietary AI engine for credit risk assessment and product personalization. Funding accelerates deployment in underserved markets with limited credit history data.
WHY IT MATTERS
AI-driven lending enables rapid underwriting in emerging markets where traditional FICO scores unavailable; Kapital's cross-border playbook signals fintech shift toward underbanked SMB segments using alternative data and real-time cash flow analysis.
Source: PYMNTS · 2026-09-09