SHIFT · GLOBAL
Real-time rails and ISO 20022 give CFOs new working-capital optionality
Next-generation payment infrastructure—real-time rails, richer ISO 20022 metadata, virtual accounts, embedded FX, and automated treasury systems—is giving CFOs granular control over four key working-capital variables in near-real-time, reshaping treasury operations.
WHY IT MATTERS
Shift from batch-based to continuous working-capital management; treasurers can now optimize cash positioning intraday, reducing float and improving liquidity forecasting—a competitive edge for large corporates and a new revenue/margin engine for banks offering these services.
Source: PYMNTS · 2026-09-04