DEPLOYMENT · US
Experian and JPMorgan integrate real-time account verification into payment workflows
Experian and JPMorgan have launched tools that verify account ownership and integrity at the moment of payment initiation, not after. Addresses fraud and misdirected transfers in faster payment rails where traditional post-transaction checks fail.
WHY IT MATTERS
Moves fraud prevention upstream in real-time payment systems. Banks adopting this model reduce settlement disputes and chargeback risk on near-instant transfers; sets operational baseline for competitive payment systems.
Source: PYMNTS · 2026-08-28