DEPLOYMENT · US
Banks deploy AI systems to optimize ATM cash inventory and reduce overstocking
Banks are using AI to predict ATM cash demand and minimize excess cash held on hand. Context: cash remains 14% of US consumer payments; 90% of consumers expect to keep using it. AI improves operational efficiency on declining but persistent cash channels.
WHY IT MATTERS
Reduces working capital tied to physical currency distribution. As cash usage declines, AI-driven inventory optimization protects bank margins on shrinking cash business; extends ATM network viability.
Source: PYMNTS · 2026-08-28