REGULATION · US
OCC rescinds interagency statement on special-purpose credit programs
The U.S. Office of the Comptroller of the Currency formally rescinded an interagency guidance document on special-purpose credit programs. Reduces regulatory friction around non-traditional credit offerings.
WHY IT MATTERS
Removes compliance ambiguity for fintech and neobanks offering bespoke lending; clears path for faster product iteration in underserved lending segments.
Source: OCC · 2026-08-25