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Fintech founder: 'We use AI' pitch no longer moves venture capital

Nithin Kamath, Zerodha CEO, tells investors that blanket AI claims are now table stakes, not differentiators—akin to claiming you shower daily. Investors now demand specificity: which use case, what competitive moat, measurable impact.

WHY IT MATTERS

BFSI firms still leading with generic "AI-powered" positioning will struggle to attract growth capital or M&A premiums. Must articulate concrete unit economics and operational leverage tied to specific use cases.

Source: News18 · 2026-08-16

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Fintech founder: 'We use AI' pitch no longer moves venture capital — ath — AITechHive