SHIFT · US
Synchrony and PayPal embed BNPL directly into Mastercard network for ubiquitous checkout
Synchrony and PayPal now offer PayPal Credit (6-month special financing on $149+) across the entire Mastercard network, both online and in-store. No separate channel switching.
WHY IT MATTERS
BNPL moves from payment-app islands to omnipresent rail. Signals fintech-bank fusion: card networks become BNPL distribution, reshaping merchant and consumer expectations of checkout.
Source: PYMNTS · 2026-08-10