SHIFT · US
J.P. Morgan Payments builds trust infrastructure for agentic commerce
J.P. Morgan Payments' Prashant Sharma is constructing governance and trust frameworks to enable AI agents (autonomous software) to conduct commerce on behalf of users. This signals BFSI pivoting from agent chatbots to delegated transaction authority.
WHY IT MATTERS
If agents can autonomously execute payments at scale, payment networks must overhaul fraud, consent, and liability models. JPM's early infrastructure play positions the firm to shape industry standards and capture settlement flow.
Source: Tearsheet · 2026-07-21