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Global fintech venture funding hits $28.6B in H1 2026, up 23% year-over-year

Global fintech venture capital totaled $28.6 billion in the first half of 2026, a 23% rise from H1 2025 (Crunchbase data). Signals sustained investor appetite for fintech despite macro headwinds and regulatory scrutiny.

WHY IT MATTERS

Capital availability for fintech vendors building AI-first payment rails, lending platforms, and custody services remains robust. Banks evaluating buy-vs-build for AI-powered operations will face well-funded competitors across KYC, fraud, and settlement.

Source: Finextra · 2026-07-17

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Global fintech venture funding hits $28.6B in H1 2026, up 23% year-over-year — ath — AITechHive