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Fintech funding surges 23% in H1 2026, weighted toward AI and infrastructure

Fintech funding rose 23% in first half of 2026. Investor capital is concentrating on AI capabilities and financial infrastructure plays, signaling sector consolidation around core bets.

WHY IT MATTERS

Capital concentration narrows fintech landscape. AI and rails become table-stakes; non-AI consumer fintech faces drying venture funding. M&A pressure intensifies.

Source: Crunchbase News · 2026-07-15

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Fintech funding surges 23% in H1 2026, weighted toward AI and infrastructure — ath — AITechHive