TOOL · US
X9.150 QR standard published by Accredited Standards Committee X9 to unify US instant-payment checkout
X9.150, a new national standard for merchant-presented QR codes, was published July 14 by ASC X9, creating a unified front-end gateway to fragmented US instant-payment rails (FedNow, RTP, etc.) at checkout.
WHY IT MATTERS
First interoperable QR standard for instant payments removes friction for merchant adoption; accelerates competitive pressure on legacy card networks and international payment gatekeepers.
Source: PYMNTS · 2026-07-14