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DEPLOYMENT · US

Klarna launches FDIC-insured savings account in US with >3% APY

Swedish fintech Klarna rolled out FDIC-insured savings accounts in the US via WebBank partnership, offering no minimums, no fees, and rates above 3% APY directly in-app. Extends Klarna's BNPL empire into deposit banking.

WHY IT MATTERS

Klarna's deposit expansion signals fintech push into sticky savings products to drive stickiness; validates in-app banking as higher-margin complement to BNPL.

Source: Finextra · 2026-06-09

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Klarna launches FDIC-insured savings account in US with >3% APY — ath