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Mastercard joins Denmark and Sweden's central banks in instant cross-currency payment pilot

Mastercard is collaborating with Danmarks Nationalbank and Riksbank to test real-time cross-currency settlement on the Eurosystem's Target Instant Payment Settlement (TIPS) platform. The pilot explores instant currency conversion without intermediary delays.

WHY IT MATTERS

Cross-border instant payments reduce FX settlement risk and operational friction. BFSI firms—especially smaller banks—can offer faster international transfers, disrupting correspondent banking. Success pressures US and APAC regulators to accelerate real-time rails.

Source: Finextra · 2026-06-01

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Mastercard joins Denmark and Sweden's central banks in instant cross-currency payment pilot — ath