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REGULATION · US

US regulators approve large bank resolution plans (living wills)

Federal Reserve, OCC, and FDIC have signed off on so-called 'living wills'—required plans for how systemically important banks would unwind in failure—signaling completion of latest annual review cycle.

WHY IT MATTERS

Living wills now scrutinize AI operational dependencies and third-party vendor risk; banks must document AI failure scenarios and vendor continuity in next submission round.

Source: Reuters · 2026-05-22

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US regulators approve large bank resolution plans (living wills) — ath